Best-in-class features
Along with LOW INTEREST RATES, BPI Family leads you to the best options for your housing needs by offering: • Customized payment terms • Expert housing advice • Extensive tie-ups with developers and brokers Housing Loan options that fit your needs Whether you’re eyeing a new condo unit or you need a multi-purpose loan with your house as collateral, BPI Family has something for you. Housing Loan: • Acquisition of vacant lot, house and lot, a townhouse and residential condominium • House construction • Home improvement Property Equity Loan: • Avail of a multi purpose cash loan using your property as collateral. |
Bank Loan Requirements
(lI) REQUIREMENTS FOR PROPERTIES THROUGH BANK LOAN
(A) FOR EMPLOYED APPLICANTS:
(B) FOR OVERSEAS FILIPINO WORKERS (BALIKBAYAN) APPLICANTS:
(lI) REQUIREMENTS FOR PROPERTIES THROUGH BANK LOAN
(A) FOR EMPLOYED APPLICANTS:
- Fully filled-up Buyer’s Information Sheet
- Proof of Payment of Reservation Fee
- SPA (Special Power of Attorney), if applicable
- Photocopy of valid IDs with picture and signature
- Photocopy of title
- Details of property being purchased (Seller-contact details / selling price) or Contract to Sell
- Signed Reservation Agreement (If marrie, signed by spouse)
- If employed, Certificate of Employment and Compensation
- Copy of one month latest payslip or remittance
- BIR (Bureau of Internal Revenue) Tin Number application
- Tax Declaration / Receipts / Clearance
(B) FOR OVERSEAS FILIPINO WORKERS (BALIKBAYAN) APPLICANTS:
- Housing Loan Application
- General Filipinas Form for MRI ( Mortgage Redemption Insurance)
- SPA ( Special Power of Attorney), If applicable
- Copy of valid IDs
- Copy of Marriage Contract, if applicable
- Photocopy of the Title
- Details of property being purchased (Seller-contact details / selling price) or Contract to Sell
- Reservation Agreement and Statement of Account
- Certificate of Employment and Compensation of Contract
- Copy of last two months payslips or proof or remittance for the past three months
- Tax Declaration / Receipts / Clearance
- Housing Loan Application
- General Filipinas Form for MRI (Mortgage Redemption Insurance)
- SPA (Specal Power of Attorney), If applicable
- Copy of valid IDs
- Copy of Marriage Contract, if applicable
- Photocopy of the Title
- Details of property being purchased (Seller-contact details/selling price) or Contract to Sell
- Reservation Agreement and Statement of Account
- Copy of Business Registration papers (DTI or Certificate of Registration / Article of Incorporation By-laws)
- Copy of latest two years ITR ( Income Tax Return) and Audited Financial Statements
- Copy of last six months bank statements
- List of suppliers, customers and personal references (3 each) with contact persons and details
- Tax Declaration / Receipts / Clearance
Disclaimer: All details are subject to change without prior notice and does not form part of an offer or contract; FOR ANNOUNCEMENT PURPOSES ONLY